Regulation
The FCA's 24-Hour Rule: When Holding Client Crypto Makes You a Regulated Custodian
A quiet line in the FCA's new crypto rulebook could catch out wallets, payment apps and exchanges: hold a customer's crypto for more than 24 hours, or be able to move it without them, and you're a regulated custodian needing a full safeguarding licence.
The US GENIUS Act and UK Crypto Holders: What Actually Changes for You
America's GENIUS Act made stablecoins legal money in the US — and its effects ripple straight into the UK. Here's what the law does, why it matters for British crypto users, and how it contrasts with the UK's far more cautious approach.
The UK's £40 Billion Stablecoin Cap: Why Britain Is Limiting Its Own Digital Money
The UK is the only major economy putting a hard ceiling on how many sterling stablecoins can exist — a £40 billion issuance cap per systemic token. Here's why the Bank of England wants it, and what it means for anyone holding GBP stablecoins.
Crypto in Divorce: How UK Courts Find and Split Digital Assets
Crypto must be disclosed in UK divorce proceedings like any other asset — and courts can freeze it, order exchanges to reveal it, and punish spouses who hide it. How digital assets are found, valued and divided.
Scammed Out of Crypto? When UK Banks Must Refund You
UK banks must refund APP fraud victims up to £85,000 — but many crypto scam losses fall outside the rules. Where the line sits, what's actually recoverable, and the steps to take in the first 48 hours.
FCA Plans to Let UK Investment Funds Hold 10% in Crypto ETNs
The FCA has proposed letting authorised UK investment funds put up to 10% of their assets into crypto ETNs, with the consultation open until 13 July 2026. Here's what the change could mean for ordinary investors.
FCA Crypto Authorisation: What Changes From 30 September 2026
Crypto firms can apply for full FCA authorisation from 30 September 2026, ahead of the new regime going live on 25 October 2027. Here's the timeline, the 24-hour custody rule, and what UK users should expect.
Bank of England and FCA Open Joint Call for Input on Wholesale Tokenisation
The Bank of England and FCA have published a shared regulatory vision for tokenised UK wholesale markets, opening a 12-week consultation on sterling settlement, DLT platforms and supervisory boundaries.
HMRC to Require UK Crypto Firms to Report Every Customer Transaction From January
HMRC has confirmed UK exchanges and custodians must report every customer transaction from January 2027 under the OECD Cryptoasset Reporting Framework, with sterling-denominated annual returns.
On-Chain Analytics and UK Law Enforcement: A Privacy Tightrope
UK police use Chainalysis and Elliptic to trace crypto funds — but at what cost to financial privacy? We examine on-chain analytics, deanonymisation risk, and what it means for law-abiding British users.
A Builder's Guide to the UK Crypto Sandboxes
The FCA Digital Sandbox and Bank of England's Digital Securities Sandbox offer UK crypto firms a supervised fast-track to market. This builder's guide explains how to apply and what each programme offers.
The DAO Legal Puzzle: A Challenge for UK Law
UK law has no clear framework for DAOs, leaving members potentially personally liable. We explore the Law Commission’s findings and what legal status options exist for crypto DAOs in Britain.
The Crown Dependencies' Crypto Edge: A Regulatory Race
Jersey, Guernsey and the Isle of Man are racing to become world-class crypto hubs, using regulatory agility to attract blockchain firms that London's FCA framework cannot easily match.
MiCA's Impact on the UK Crypto Scene: The Ripple Effect from Brussels
The EU's MiCA regulation reshapes crypto compliance across Europe — and its effects reach UK firms too. We explain what MiCA means for British exchanges, stablecoin issuers, and investors post-Brexit.
UK Stablecoin Regulation: A Deep Dive into the New Framework
The UK's new stablecoin regime divides oversight between the FCA and Bank of England. We break down what issuers, exchanges, and consumers need to know about the incoming regulatory framework.
A UK Guide to Identifying and Avoiding Crypto Scams
UK crypto scams cost investors millions each year. This FCA-aligned guide covers phishing, rug pulls, fake celebrity endorsements, and recovery fraud — and how to protect yourself in 2025.
The Digital Pound vs. Sterling Stablecoins: A Policy Showdown
The UK must choose between a Bank of England digital pound (CBDC) and privately issued stablecoins. We break down the policy differences, risks, and what each means for British consumers and businesses.
Also worth reading
Why Bitcoin Stalled in Mid-2026: A UK Investor's Market Read
Bitcoin has spent mid-2026 stuck between roughly $60,000 and $67,000 — around £45k–£50k — as ETF outflows, a strong dollar and institutional caution cancel each other out. What's driving the range, and what UK holders should watch.
Memecoins and UK Law: Tax, FCA Promotion Rules and the Risks Nobody Reads
Memecoins are a £30bn-plus corner of crypto with almost no fundamentals — but the UK tax and promotion rules around them are very real. Here's how HMRC treats memecoin gains, what the FCA's financial promotion regime means, and the traps that catch people.
Can You Buy Tokenised Stocks in the UK? Why Kraken and Robinhood Say No
Tokenised stocks let you buy on-chain versions of Apple or Tesla shares 24/7 — except you can't, if you're in the UK. Kraken's xStocks and Robinhood's tokens both exclude British users. Here's why, and what would have to change.